BREAKING EVERY FINANCIAL RULE OF GOD–THE WORLD
(A) We are not supposed to take or use someone’s property as collateral. This rule of God is to prevent us from getting into debt, in the first place
(B) [A person or business] must return the property (Ezekiel 18:7).
(C) [No one or business] is supposed to collect on debts during the seventh year [that puts 2012 at the Seventh Year] (Nehemiah 10:32).